diff --git a/engine/action.go b/engine/action.go
index cfce5fe18..79e0df5df 100644
--- a/engine/action.go
+++ b/engine/action.go
@@ -604,6 +604,9 @@ func removeBalanceAction(ub *Account, sq *StatsQueueTriggered, a *Action, acs Ac
 }
 
 func transferMonetaryDefault(acc *Account, sq *StatsQueueTriggered, a *Action, acs Actions) error {
+	if acc == nil {
+		return utils.NewErrAccountNotFound("", "*transfer_monetary_default")
+	}
 	if _, exists := acc.BalanceMap[utils.MONETARY]; !exists {
 		return utils.ErrNotFound
 	}
diff --git a/utils/consts.go b/utils/consts.go
index 75530494f..5eddb8d00 100644
--- a/utils/consts.go
+++ b/utils/consts.go
@@ -13,6 +13,10 @@ func NewErrServerError(err error) error {
 	return fmt.Errorf("SERVER_ERROR: %s", err)
 }
 
+func NewErrAccountNotFound(accID, context string) error {
+	return fmt.Errorf("ACCOUNT_NOT_FOUND: %s in %s", accID, context)
+}
+
 var (
 	ErrNotImplemented          = errors.New("NOT_IMPLEMENTED")
 	ErrNotFound                = errors.New("NOT_FOUND")